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At the end of 1978, during the 46 years since the introduction of 401k personal pension in the United States, the Dow Jones index has increased 54 times, with an average annual increase of 9.54%; The Nasdaq rose 167 times, with an average annual increase of 11.79%.Let's take a look at the current situation of personal pension.But there is always hope, always for the good, and we can look forward to it at present, but don't be too arrogant. To be a man and do things, we should look up at the stars and be down to earth.

Although there is no direct causal relationship between the trend of US stocks and the entry of pensions into the market, it is obvious that it has provided a steady stream of incremental funds.Today, A-shares have risen. Is it the heavy news that this pension has expanded and entered the market through a broad base?

Although there is no direct causal relationship between the trend of US stocks and the entry of pensions into the market, it is obvious that it has provided a steady stream of incremental funds.But there is always hope, always for the good, and we can look forward to it at present, but don't be too arrogant. To be a man and do things, we should look up at the stars and be down to earth.When the personal pension was introduced in 2022, the bank gave a lot of subsidies for marketing expenses, allowing a large number of customers to open personal pension accounts, and most of them did not avoid the tax demand. Only those whose marginal tax rate exceeds 10%, that is, the taxable annual income exceeds 200,000 yuan, have begun to have tax avoidance needs, and the number is very limited.